Centro de Investigaciones Escolme, Institución Universitaria Escolme Centro de Investigaciones Escolme, Institución Universitaria Escolme Journal Articles Human and organisational factors influencing the preparedness of small and medium-sized enterprises against cyber-attacks in developing countries JTDE - Vol 13, No 3 - September 2025 Factors Determining the Use and Acceptance of Mobile Banking in Colombia JTDE - Vol 9, No 4 - December 2021
